Other living costs students may/will incur include:

medical and travel insurance

textbooks

clothes

travel

entertainment

mobile phones

toiletries

snacks/lunches

transport

其它费用开支如下：

医疗保险与旅行保险

教材书籍

衣物

旅行

娱乐

电话费

化妆品

小吃/午餐

交通出行

Dunedin rental properties are generally let for 52 weeks.Extra money is needed at the start of the year for rundable bonds on flat, power, and telephone. This average rent includes furnished and unfurnished flats.

但尼丁租房通常可以租52周，第一年需要缴纳公寓、用电和电话的押金，可以退还。通常租用的公寓有的有家具，有的没有家具。

Students may need to include the purchase of furniture, bedding, and flat equipment in their budget.

学生可能还需要将购买家具、床上用品和公寓装备的钱考虑在预算内

The University of Otago's Student Finance Office offers an advisory service to help with budgets, flatting costs, and banking advice. Further information on flatting and the availability of flats for rent is available on the accommodation section of this website.

奥塔哥大学学生财政处提供建议，帮助学生做出预算，了解更多住宿信息请访问相关网站。

Currency and Banking

货币与银行

Local currency is the New Zealand dollar (NZD). There are 10c, 20c, 50c, $1 and $2 coins, and $5, $10, $20, $50 and $100 notes.

当地使用货币是新元，币值有10c, 20c, 50c, $1 ,$2, $5, $10, $20, $50 和$100

There are a number of banks with branches around the campus area including:

ANZ

BNZ

Kiwibank

Westpac

学校附近有很多银行和支行，其中包括：

澳新银行

新西兰银行

几维银行

西太银行

Automatic teller machines can dispense cash 24 hours a day. You can also purchase goods using EFTPOS (Electronic Funds Transfer at Point of Sale) at nearly all retailers.

自动取款机倚天4小时提供服务，你也可以用电子转账在所有零售店购买商品。

Any major amounts of money may be sent in the form of a bank draft, but electronic transfers are, in most cases, the most ficient method of sending funds to New Zealand.

所有金额较大的钱都需通过银行汇票支付，但是电子转账大多数情况下是汇款到新西兰最快捷的方式。

Overseas cheques are sometimes difficult to clear and are not recommended.

海外支票有时比较麻烦，因此建议不用海外支票。

Goods and Services Tax (GST)

All costs in New Zealand have 15% Goods and Services Tax (GST) added. By law, the prices displayed must include the GST content.

商品与服务税

新西兰所有费用都包括15%的商品与服务税，商品与服务标价必须包括相应的税务信息。

Tipping

Tipping is not normally the custom in New Zealand airports, taxis, hotels or restaurants.

小费

在新西兰机场、宾馆和餐厅以及打出租车通常不用给小费。

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