Students of designated low-risk nationalities attending courses with sponsors that hold Tier 4 Sponsor status do not routinely have to present documents at the visa application stage in respect of their maintenance funds, although the Home Office reserves the right to ask to see the evidence. 

The current list of low-risk nationalities is shown at Appendix H of the Immigration Rules. 

If you are a student of a nationality not included in this list, you must show that you have held the required money for a consecutive 28-day period (finishing on the date of the closing balance) ending no more than one month bore your application.

If you are providing your evidence of money from a single account, we will assess the funds available to you from the closing balance given on the document you provide as evidence.

If you provide two or more pieces of evidence from a single account (for example, two consecutive bank statements), we will assess the money available to you from the closing balance of the most recent document. We will always use the closing balance date from the account that most favours you.

The Home Office has established a list of financial institutions which do not verify financial statements to their satisfaction and from whom they will no longer accept documents. This list is published on the GOV.UK website.

Property, shares, bonds pension funds, life insurance or similar savings accounts are not acceptable. This applies to your own and your parents accounts.

 低风险地区的学生就读第四层级担保方提供的课程，在签证申请阶段通常无需提交资金证明显示足够的生活费。但是英国内政部保留向其索要这些材料的权利。

法规附录H列出了目前认定为低风险的地区列表。

如果不是以上地区的公民，您必须提供证明显示所需资金到签证申请日期已连续存满28天，且最后一笔交易日期不早于申请日期前一个月。

如果您的资金来自于一个账户，我们会以您提供的文件上的最终账户余额为准。

如果您提供两份或两份以上同一个账户的资金证明，我们会以余额日期最近的一份材料为准。我们通常会选择对您最有利的余额日期作为参考。

英国内政部公布了一份金融机构名单，由名单中列明的金融机构所出具的资金证明无法达到内政部的要求，因此将不予接受。该名单已公示在Gov.UK网站上。

在您本人或父母名下的房产，股票，养老基金债券，人寿保险或类似的储蓄账户都不予接受。

更多出国留学最新动态，敬请关注澳际教育手机端网站，并可拨打咨询热线：400-601-0022