银行交易场景是雅思听力考试中经常出现的一大场景，同学们在备考过程中需要熟悉这类场景，并加以练习。希望本文能够为同学们的雅思听力备考提供帮助。

1)常用词汇

bank book/pass book存折 open an account开户

earn interest赚取利息 savings account储蓄存款帐户

current account活期存款帐户 check/cheque account支票帐户

deposit account定期存款帐户 annual interest rate年利率

monthly savings account按月计息帐户 daily interest account按天计息帐户

instant account速成户头 service charge服务费/手续费

signature card签名卡 draw/withdraw提款

order check/cheque记名支票 rubber check/cheque空头支票

blank check/cheque空白支票 exchange rate汇率

denomination=face value面额 four in hundred四张一百元面额

give the money in fives/tens换成五元或十元面额

bill钞票 change零钱

cash现金 password/code密码

amount in figures小写金额 amount in words大写金额

credit card信用卡 the balance of your bank account帐户余额

traveler’s check/chque旅行支票 coin硬币

penny便士 nickel(美、加)的五分硬币

dime(美、加)的十分硬币 unit 货币单位

value/worth面值 ounce盎司1/16磅

commercial/merchant bank商业银行 full rund全额偿还

extension延期 overdraw/overdraft透支

rebate回扣 payday发薪日

pay slip/envelop薪水单 a princely sum(an excessive amount)巨款

mortgage抵押 by installment分期付款

apply for/grant_______a loan申请/批准贷款

debt债务 collateral担保物

fill out/in填写 chquebook/checkbook支票簿

loan贷款 joint account联名帐户

expense account公款支付帐户 cashier收银员

teller银行职员 statement对帐单

money order汇票 accountant会计

A.T.M自动取款机

2)常用句型

I’d like to open a_____________account.

I’d like to check the present balance in ___________account.

I’d like to apply for a personal loan.

I’d like to change(兑换)___________for_____________.

What’s the current rate?

How would you like to receive your change(零钱)?

还有时常会考到银行的开放时间，一般是几点到几点?还有周末或许不同(注意)

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