精算科学专业简介
 
精算，简单的说就是依据经济学的基本原理，运用现代数学、统计学、金融学及法学等的各种科学有效的方法，对各种经济活动中未来的风险进行分析，评估和管理，是现代保险、金融、投资实现稳健经营的基础一个公司要如何判定在生产过程中的财务风险?保险公司如何知道需要收车主多少钱来购买碰撞险?这就要风险评估师来做评估了。风险评估师也被称为精算师，他们整日都在计算承担各种不同类型风险的所需要的成本。所以精算科学是每一种保险的数学与统计基础，不管是健康保险、人寿保险、财产保险还是养老金保险。但在目前来说不是有很多人从事精算职业，在北美甚至都不到2万，但这些从业者都收入颇丰并且乐在其中。如果要成为精算师就需要通过一系列的由非寿险精算协会(CAS)或精算协会举办的考试，这种考试每年两次，春季和秋季各进行一次。
 
精算科学核心课程
微积分;统计学;金融;微观经济学;宏观经济学;金融会计;金融经济学;高等数学;财务会计;计算金融;精算数学;数学建模;
精算科学常见职业
会计师精算师审计师财务规划师银行职员风险投资家交易员外汇交易员预算分析师信贷员运筹分析数学家金融分析师统计学家
 
美国本科开设精算专业的大学
 
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